Special policies have been developed over the years to cover the many “toys” that persons often own. The Davis Agency offers a wide range of policies for Boats, Yachts, Motorcycles, Snowmobiles, Off-Road Vehicles, Classic Cars, and High-Performance vehicles. These types of property require very specialized coverages and are often rated on non-traditional factors. Policies can be tailored to include Liability Coverages, Medical Payments Coverage, Uninsured Operators Coverage, Physical Damage Coverage and specialized towing and Loss of Use Coverage. Many people overlook insurance for these items.