Likely the most important insurance buying decision a person makes in their lifetime is the purchase of Personal Life Insurance to protect family and loved ones from the financial hardship following a person’s untimely death. Personal Life Insurance can be designed to cover a wide range of financial needs such as final expenses, future educational needs for family members, paying off a mortgage or other financial obligations, leaving money to a charity, creating resources for future needs of a family, and/or tax planning.
Options available include low-cost Term Life Insurance, Preferred Whole Life Insurance, Universal Life Insurance, Singla Pay Life Insurance, Guaranteed Issue Life Insurance, and Juvenile Life Insurance designed for children and grandchildren.