Auto Insurance is likely the most frequently purchased insurance. These policies, built as a package policy cover many things important to protect a vehicle owner’s exposure to financial risk. First among the coverages provided by an Auto Policy are the liability coverages for lawsuits against an insured claiming they negligently caused bodily injury to other persons or damage to property of other people. Also included in an Auto policy is Medical Payments coverage to cover persons riding in the insured car. Important to the policyholder if they are injured in an accident with someone without insurance is Uninsured and Underinsured Motorists Coverage. For persons that want to protect the asset of their car, policies can include Comprehensive coverage to cover claims such as hail, fire, theft, vandalism, and hitting an animal as well as Collision Coverage to cover damage to the car when involved in an accident with another car.
With optional coverages such as towing, rental car, GAP Insurance, accident forgiveness, and full replacement cost for newer cars, an auto policy can be tailored to fit individual needs.
Davis Agency writes all drivers and all cars.